PEARL SOCIAL TERMS OF SERVICE
Effective Date: December 11, 2025

PLEASE READ THESE TERMS CAREFULLY. THEY CONSTITUTE A BINDING LEGAL AGREEMENT BETWEEN YOU AND PEARL, GOVERNING YOUR USE OF THE PLATFORM AND CONTAINING A MANDATORY ARBITRATION CLAUSE AND CLASS ACTION WAIVER.

1. Acceptance of Terms
By clicking “I Agree,” checking a box, accessing, or using the Pearl Social application, website, or any related services (collectively, the “Platform”), you agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy, which is incorporated herein by reference.

The Platform is owned and operated by [Pearl Social App] (“Pearl,” “we,” “us,” or “our”).
If you do not agree to these Terms, you may not access or use the Platform.

2. Platform Nature and Eligibility
2.1. Nature of the Platform
Pearl Social is a private, curated social network. We are a global collective for individuals defined by intellectual curiosity, ambition, and the drive to create an impact. The Platform facilitates connections between Members digitally and organizes both virtual and in-person events.

2.2. Eligibility and Vetting
The Platform is intended for use by individuals who are at least 18 years of age and capable of forming a binding contract under US law.

Vetting: Access to the Platform is based on a vetting and approval process determined solely by Pearl. We reserve the right, at any time and for any reason, to reject any application for membership or terminate existing membership.
Accuracy of Information: You represent and warrant that all information you provide to Pearl, including in your application and profile, is accurate, current, and complete.

3. Account and Membership Responsibilities

3.1. Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify Pearl immediately of any unauthorized use of your account.
3.2. Confidentiality of Membership
The community and its membership list are private and confidential. You agree not to disclose, share, or publish the identity of any Member of Pearl outside of the Platform without that Member’s express written consent. Unauthorized disclosure of Member identities or information may result in immediate termination of your account.

4. Community Guidelines and Member Conduct

Given the curated nature of the community, we maintain a strict standard for conduct. Failure to adhere to these rules constitutes a material breach of these Terms and may result in immediate, permanent termination of your access.

4.1. Prohibited Conduct (Online & In-Person)
You agree not to engage in or facilitate any of the following:
- Harassment or Bullying: Including personal attacks, insults, or targeted abuse, whether directed at individuals or groups.
- Hateful Content: Posting, sharing, or advocating for content that promotes discrimination, hatred, or violence based on race, ethnicity, religion, gender, sexual orientation, disability, or veteran status.
- Impersonation: Falsely representing your identity, professional affiliations, or credentials.
- Illegal Activity: Promoting, engaging in, or encouraging any activity that is unlawful in the jurisdiction where it occurs.
- Spamming/Solicitation: Unsolicited or unauthorized advertising, promotional materials, or excessive unsolicited contact with other Members for commercial purposes.
- Sharing Private Information (“Doxxing”): Distributing or publishing another Member’s private or sensitive information without their express consent.

4.2. In-Person Events
By attending any event hosted by or affiliated with Pearl:
- You agree to abide by the highest standards of professional conduct and respect for other attendees.
- You acknowledge that Pearl is not responsible for the actions of other attendees.

5. User Content and Intellectual Property
5.1. Ownership of Your Content
You retain all ownership rights to the Content you create, submit, post, or display on the Platform (“User Content”).

5.2. License to Pearl Social
By submitting User Content to the Platform, you grant Pearl a worldwide, non-exclusive, royalty-free, fully paid, perpetual, irrevocable, and sub-licensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content on the Platform and in connection with the Platform’s operation and promotion in all media formats and channels now known or later developed.

5.3. Third-Party Intellectual Property
You warrant that your User Content does not infringe upon the intellectual property rights, privacy rights, publicity rights, or other proprietary rights of any third party.

6. Disclaimers and Limitation of Liability
6.1. Disclaimer of Warranties
THE PLATFORM AND ALL RELATED SERVICES, INCLUDING EVENTS, ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. PEARL EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

6.2. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, PEARL SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES) RESULTING FROM: (A) THE USE OR THE INABILITY TO USE THE PLATFORM; (B) THE CONDUCT OF ANY OTHER MEMBER, INCLUDING IN-PERSON EVENT CONDUCT; (C) ANY UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; OR (D) ANY OTHER MATTER RELATING TO THE PLATFORM.
IN NO EVENT SHALL PEARL’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED THE AMOUNT PAID BY YOU TO PEARL, IF ANY, IN THE LAST TWELVE (12) MONTHS.

7. Termination
Pearl reserves the right, at its sole discretion, to suspend or terminate your account and access to the Platform at any time, with or without notice, for any reason, including, without limitation, a breach of these Terms or the Community Guidelines.

8. Governing Law and Dispute Resolution
8.1. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Insert Governing State, e.g., the State of New York], without regard to its conflict of law principles.

8.2. Mandatory Arbitration and Class Action Waiver
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

- Agreement to Arbitrate: You and Pearl agree that any and all disputes, claims, or controversies arising out of or relating to these Terms or your use of the Platform (collectively, “Disputes”) will be resolved exclusively by binding arbitration, rather than in court. This agreement to arbitrate is intended to be broadly interpreted.
- Exceptions to Arbitration: You or Pearl Social may assert claims in small claims court if the claims qualify and so long as the matter remains in such court and advances only on an individual (non-class, non-representative) basis.
- Arbitration Rules and Forum: The arbitration will be administered by JAMS in accordance with the JAMS Streamlined Arbitration Rules and Procedures. The arbitration shall be conducted in New York, New York.
- Waiver of Class and Representative Actions: YOU AND PEARL SOCIAL AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
The arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a representative or class proceeding.